See exactly how many rupees you'll get after fees.

Compare Wise, Remitly, XE, WorldRemit, InstaReM and your bank based on what actually lands in India.

Built from real NRI experience moving money between the U.S. and India — focused on what your recipient actually receives, not advertised rates.

You send

Recipient gets

Amount

I lost thousands sending money home. That's why I built this tool.

How we rank providers

We start with a live mid-market FX rate when available, then apply each provider's indicative spread, fee model and delivery profile. The goal is not to mimic marketing pages. The goal is to help you judge which option is likely to leave your recipient with more INR.

Step 1

Start with the base FX rate We pull a live benchmark rate where possible so the comparison starts from a current market reference point.

Step 2

Apply fees and spreads Each provider has a different fee structure and FX markup. That is where a lot of the hidden cost lives.

Step 3

Rank by final INR We sort by what is most likely to land in India, because that is what actually matters to most users.

Sending money is step one. Setting up the right bank matters too.

Once you know the best provider, the next question is where the money should land — NRE, NRO, or both. That is where Banking comes in.

Explore Banking →

NRE vs NRO simplified
Which banks are worth shortlisting
How banking fits into your overall NRI money setup

See exactly how many rupees you'll get after fees.

How we rank providers

Sending money is step one. Setting up the right bank matters too.

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